Home Insurance Coventry

Ensure your home and contents are protected with a good home insurance policy. Speak to an advisor to find the best deal for you.

Choosing The Correct Home Insurance Policy

Home insurance is built around two main elements. Buildings cover which protects the structure of your property, including the walls, roof, permanent fixtures and often outbuildings such as garages and sheds. Contents cover protects the things inside, from furniture and electronics through to clothes, jewellery and the everyday belongings that would cost a fortune to replace from scratch. Most homeowners need both, while tenants typically only need contents. A good policy will pay out for damage caused by fire, flood, storm, escape of water, theft, vandalism and, depending on the level of cover chosen, accidental damage too. At HRFS we arrange home insurance for clients throughout Coventry and the wider Warwickshire region, helping you work out the rebuild cost of your property rather than its market value, and giving you a realistic view of what your contents would actually cost to replace today. We also flag the things people commonly miss, such as single-item limits on jewellery, cover while you are working from home, accidental damage to electronics, and bicycles or laptops that leave the property with you.

Hundreds of Protected Home Owners & Tenants

      EXCELLENT  
   Based on 119 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Teigan Swinford 
 August 11, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Manny has been amazing helping us with buying our first home! He's helped us to understand certain things we may not have known before and has helped us so much along the way!
  
 
      Posted on Google  
   
   Carlos Holmes 
 July 23, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely incredible service. Roshan answered the phone any time of day or night and never procrastinated on a task that needed doing. Almost everything was done same day and he kept the process as easy as possible. Cannot rate highly enough. Many thanks
  
 
      Posted on Google  
   
   Gurvinder Pooni 
 May 22, 2026
 
 
 Trustindex verifies that the original source of the review is Google. I would like to express my sincere appreciation and gratitude to HR Financial Services for their outstanding support, dedication, and expert advice throughout my mortgage process. From start to finish, Roshan went above and beyond to ensure we secured a mortgage product perfectly tailored to our needs and long-term goals.
Communication was impeccable, clear, consistent, and always reassuring. The level of care, consideration, and patience we received was truly first class.
Because of our work commitments, attending daytime appointments can be difficult. Roshan immediately accommodated this by arranging our first meeting outside normal working hours, something we genuinely valued. He never rushed us, took time to explain everything in detail, and left us feeling completely confident that HRFS had our best interests at heart.
Both Roshan and Emma exceeded all expectations. They worked with incredible efficiency and were able to secure us a mortgage offer far quicker than we ever imagined.
While I won’t go into the specifics of my circumstances, Roshan not only met every requirement, I can honestly say he exceeded them. He removed all the stress from what can be a complex and overwhelming process, making everything feel straightforward and manageable.
We cannot thank Roshan enough and would not hesitate for a second to return to HRFS for any future mortgage advice. Highly recommended.
  
 
      Posted on Google  
   
   Sun Seh 
 May 20, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Spoke to Roshan from HR in terms of wanting to source a mortgage for the purchase of my first home with my partner. Roshan was extremely knowledgable on the process, timelines and communicated excellently. Myself and my partner secured the best mortgage for ourselves from the offers available which were all broken down in detail. End to end we secured a mortgage, purchased a property and moved in within 4 months with the help of Roshan and HR FINANCIAL SERVICES.
  
 
      Posted on Google  
   
   Qasim Hussain 
 May 18, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Big thanks to roshan with the help of buying my first home. Top service from start to finish always kept me updated! Highly recommended!
  
 
      Posted on Google  
   
   sajjad hussain 
 May 18, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service provide by roshan to help me buy My first home in 2018 with alot of advice in every step and helping with any question that I did not understand very professional and so I again used roshan to help me with my remortgage to landlord  now in 2022 100% reconmmed to anyone  roshan excellent communication you can all him any time like a brother not your typical now help me to buy second property may 2026
  
 
      Posted on Google  
   
   M Dolinska 
 March 31, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful and brilliant with enquirers. Always look for best possible opportunities to help their clients. Helped me to get a property I thought was impossible. Definitely recommend 👍
  
 
      Posted on Google  
   
   Chris Kelly 
 March 17, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Really positive experience with Roshan on a complex purchase. The service was brilliant from start to finish

Tailored Home Insurance Options Coventry

A well-arranged home insurance policy does far more than tick a lender requirement. It removes one of the most stressful financial what-ifs from your life, letting you sleep at night knowing that issues become an inconvenience rather than a disaster. The peace of mind alone is worth a great deal, but the practical benefits matter just as much. A claim that is settled quickly can mean the difference between weeks of disruption and months of upheaval which is why we focus on insurers with strong reputations for handling claims fairly rather than simply hunting for the lowest premium on the market. Cheap cover that argues over every claim is rarely cheap by the time you actually need it. Decent policies also tend to come with useful extras and optional add-ons can extend protection further including legal expenses, accidental damage, away-from-home cover for items you take out and about, and specialist cover for valuables. We talk you through the options honestly so you neither over-pay for things you do not need or leave gaps where they really matter. Our team also flag the discounts most people miss, such as no-claims protection, multi-policy savings or higher voluntary excesses where they make sense for your circumstances. If you want home insurance in Coventry that is genuinely shaped around your property and your lifestyle, our advisers are on hand to help.

Other Policies Available

Mortgage Protection

A tailored mix of life, critical illness and income cover designed to keep your home safe whatever life throws at you and your family.

Life Insurance

A lump sum or income paid to your loved ones if you pass away, helping clear the mortgage and keep family life running when it matters most.

Critical Illness Cover

A tax-free lump sum paid out on diagnosis of a serious condition such as cancer, heart attack or stroke, giving you space to focus on recovery.

Income Protection

A regular monthly benefit if illness or injury stops you working, replacing part of your salary until you recover or the policy term ends