Mortgage Services
From first time buyer and new build mortgages to remortgaging and buy to let mortgages, we have the contacts and experience to get you the best deal.
Supporting You With Your Mortgage
Whatever stage of the property journey you are on, HRFS is here to make the mortgage side of it straightforward. We work with first-time buyers taking that nervous first step onto the ladder, homeowners moving up, down or sideways, landlords building or refinancing a buy-to-let portfolio, and buyers navigating the specific quirks that come with new build purchases and developer deadlines. We also support clients who are remortgaging, whether that means switching to a sharper rate at the end of a fixed term, releasing equity for home improvements or adjusting the length of the term to suit changing circumstances. Every situation is different, and our role is to match the right lender and product to yours rather than push a one-size-fits-all answer. With access to a broad panel of UK lenders and genuine working relationships with the people who underwrite your application, we put homeowners and landlords across Coventry and the wider region in a genuinely strong position. To talk through your options, give us a call on 02476 214526 or use our contact form to get in touch.
Mortgage Services Tailored To Your Needs
Mortgages
We help you to find the best mortgage for you. From first time buyers to experienced landlords, our team will help you find the best mortgage for where you're at.
Remortgages
Whether you're coming to the end of your existing term, looking to release equity or wanting to change the length of your mortgage, we can help.
Buy To Let Mortgages
From first time landlords to expanding portfolios, our team will help you to secure the best mortgage available, helping to maximise your profit.
First Time Buyer Mortgages
Taking your first steps onto the property ladder is an exciting time. We help first time buyers navigate all of the steps in securing their first mortgage.
New Build Mortgages
If you're looking to move into a new build home, we'll find you the best mortgage for your current position. We'll also provide insurance advice to keep you protected.
Need Help With Insurance Too?
We provide a range of insurance options to ensure you and your family are protected if something goes wrong in the future
Experts In Mortgages & Insurance
Over £100 million in lending arrangements for landlords and investors
We’ve helped hundreds of individuals and businesses with their mortgages
Over 30 years of combined mortgage and insurance experience.
EXCELLENT Based on 114 reviews Posted on M DolinskaTrustindex verifies that the original source of the review is Google. Very helpful and brilliant with enquirers. Always look for best possible opportunities to help their clients. Helped me to get a property I thought was impossible. Definitely recommend 👍Posted on Chris KellyTrustindex verifies that the original source of the review is Google. Really positive experience with Roshan on a complex purchase. The service was brilliant from start to finishPosted on Raja munir UllahTrustindex verifies that the original source of the review is Google. I want to say thank you manny Nijjar about my buy to let mortgage and residential mortgage sorted with good interest rates.Posted on Rupali SharkarPoliTrustindex verifies that the original source of the review is Google. HR financial services the best for financial services and helpful for morgages. Many thanks for Roshan for helping us with our morgage.Posted on Ishba ChanaTrustindex verifies that the original source of the review is Google. Very professional, knowledgeable and fast! They found the best mortgage rates possible which made the entire process easy and understandable. Communication was excellent with updates at every stage. I highly recommend there services.Posted on Abiodun OlukosiTrustindex verifies that the original source of the review is Google. Great staffs with quality and impartial advise from the advisors.Posted on Asia IqbalTrustindex verifies that the original source of the review is Google. I would Like to say very professional and fast in helping and processing my application, each time i’ve contacted them they have gone out of there way to provided me help and assisted my with all necessary information required… will definitely recommend them to everyone ❤️Posted on Francis LazrasTrustindex verifies that the original source of the review is Google. Manny was extremely helpful and professional throughout the whole mortgage process. He explained everything clearly, answered all my questions patiently, and made what could have been a stressful experience very smooth. He was always responsive and kept me updated at every step. I would highly recommend Manny to anyone looking for a reliable and knowledgeable mortgage advisor.Posted on MM CCTrustindex verifies that the original source of the review is Google. Absolutely brilliant service from Roshan. Second time we have used his services, always there to help and get the best outcome and resolve any roadblocks that arose. Can't recommend Roshan enough.