Mortgage Services

From first time buyer and new build mortgages to remortgaging and buy to let mortgages, we have the contacts and experience to get you the best deal.

Supporting You With Your Mortgage

Whatever stage of the property journey you are on, HRFS is here to make the mortgage side of it straightforward. We work with first-time buyers taking that nervous first step onto the ladder, homeowners moving up, down or sideways, landlords building or refinancing a buy-to-let portfolio, and buyers navigating the specific quirks that come with new build purchases and developer deadlines. We also support clients who are remortgaging, whether that means switching to a sharper rate at the end of a fixed term, releasing equity for home improvements or adjusting the length of the term to suit changing circumstances. Every situation is different, and our role is to match the right lender and product to yours rather than push a one-size-fits-all answer. With access to a broad panel of UK lenders and genuine working relationships with the people who underwrite your application, we put homeowners and landlords across Coventry and the wider region in a genuinely strong position. To talk through your options, give us a call on 02476 214526 or use our contact form to get in touch.

Mortgage Services Tailored To Your Needs

Mortgages

We help you to find the best mortgage for you. From first time buyers to experienced landlords, our team will help you find the best mortgage for where you're at.

Remortgages

Whether you're coming to the end of your existing term, looking to release equity or wanting to change the length of your mortgage, we can help.

Buy To Let Mortgages

From first time landlords to expanding portfolios, our team will help you to secure the best mortgage available, helping to maximise your profit.

First Time Buyer Mortgages

Taking your first steps onto the property ladder is an exciting time. We help first time buyers navigate all of the steps in securing their first mortgage.

New Build Mortgages

If you're looking to move into a new build home, we'll find you the best mortgage for your current position. We'll also provide insurance advice to keep you protected.

Need Help With Insurance Too?

We provide a range of insurance options to ensure you and your family are protected if something goes wrong in the future

Experts In Mortgages & Insurance

100

Over £100 million in lending arrangements for landlords and investors

100

We’ve helped hundreds of individuals and businesses with their mortgages

Over 30 years of combined mortgage and insurance experience.

Reviews From Our Valued Customers

      EXCELLENT  
   Based on 119 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Teigan Swinford 
 August 11, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Manny has been amazing helping us with buying our first home! He's helped us to understand certain things we may not have known before and has helped us so much along the way!
  
 
      Posted on Google  
   
   Carlos Holmes 
 July 23, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely incredible service. Roshan answered the phone any time of day or night and never procrastinated on a task that needed doing. Almost everything was done same day and he kept the process as easy as possible. Cannot rate highly enough. Many thanks
  
 
      Posted on Google  
   
   Gurvinder Pooni 
 May 22, 2026
 
 
 Trustindex verifies that the original source of the review is Google. I would like to express my sincere appreciation and gratitude to HR Financial Services for their outstanding support, dedication, and expert advice throughout my mortgage process. From start to finish, Roshan went above and beyond to ensure we secured a mortgage product perfectly tailored to our needs and long-term goals.
Communication was impeccable, clear, consistent, and always reassuring. The level of care, consideration, and patience we received was truly first class.
Because of our work commitments, attending daytime appointments can be difficult. Roshan immediately accommodated this by arranging our first meeting outside normal working hours, something we genuinely valued. He never rushed us, took time to explain everything in detail, and left us feeling completely confident that HRFS had our best interests at heart.
Both Roshan and Emma exceeded all expectations. They worked with incredible efficiency and were able to secure us a mortgage offer far quicker than we ever imagined.
While I won’t go into the specifics of my circumstances, Roshan not only met every requirement, I can honestly say he exceeded them. He removed all the stress from what can be a complex and overwhelming process, making everything feel straightforward and manageable.
We cannot thank Roshan enough and would not hesitate for a second to return to HRFS for any future mortgage advice. Highly recommended.
  
 
      Posted on Google  
   
   Sun Seh 
 May 20, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Spoke to Roshan from HR in terms of wanting to source a mortgage for the purchase of my first home with my partner. Roshan was extremely knowledgable on the process, timelines and communicated excellently. Myself and my partner secured the best mortgage for ourselves from the offers available which were all broken down in detail. End to end we secured a mortgage, purchased a property and moved in within 4 months with the help of Roshan and HR FINANCIAL SERVICES.
  
 
      Posted on Google  
   
   Qasim Hussain 
 May 18, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Big thanks to roshan with the help of buying my first home. Top service from start to finish always kept me updated! Highly recommended!
  
 
      Posted on Google  
   
   sajjad hussain 
 May 18, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service provide by roshan to help me buy My first home in 2018 with alot of advice in every step and helping with any question that I did not understand very professional and so I again used roshan to help me with my remortgage to landlord  now in 2022 100% reconmmed to anyone  roshan excellent communication you can all him any time like a brother not your typical now help me to buy second property may 2026
  
 
      Posted on Google  
   
   M Dolinska 
 March 31, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful and brilliant with enquirers. Always look for best possible opportunities to help their clients. Helped me to get a property I thought was impossible. Definitely recommend 👍
  
 
      Posted on Google  
   
   Chris Kelly 
 March 17, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Really positive experience with Roshan on a complex purchase. The service was brilliant from start to finish