Mortgages Coventry

Whether you’re a first time buyer, looking for a bigger family home or are looking to downsize, our team can help find you the best mortgage for you circumstances.

Finding The Right Mortgage

A mortgage is rarely just a mortgage. The right deal for a first-time buyer in Earlsdon looks nothing like the right deal for a family upsizing in Cheylesmore, and neither resembles what suits a self-employed contractor remortgaging or a landlord building a portfolio across the city. The headline rate you spot on a comparison site is only one piece of a much larger picture that includes product fees, early repayment charges, flexibility and how a particular lender treats your specific income type. At HRFS we work with clients right across Coventry to cut through that noise. We start with your circumstances rather than a product, taking time to understand your income, deposit, credit history and where you want to be in five or ten years. Only then does it make sense to talk about which lender to approach, because the deal that suits you depends on the picture you bring to the table. Give us a call on 02476 214526 or use our contact form to ask any questions you have about mortgages.

Hundreds of Happy Coventry Residents With A New Mortgage

      EXCELLENT  
   Based on 119 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Teigan Swinford 
 August 11, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Manny has been amazing helping us with buying our first home! He's helped us to understand certain things we may not have known before and has helped us so much along the way!
  
 
      Posted on Google  
   
   Carlos Holmes 
 July 23, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely incredible service. Roshan answered the phone any time of day or night and never procrastinated on a task that needed doing. Almost everything was done same day and he kept the process as easy as possible. Cannot rate highly enough. Many thanks
  
 
      Posted on Google  
   
   Gurvinder Pooni 
 May 22, 2026
 
 
 Trustindex verifies that the original source of the review is Google. I would like to express my sincere appreciation and gratitude to HR Financial Services for their outstanding support, dedication, and expert advice throughout my mortgage process. From start to finish, Roshan went above and beyond to ensure we secured a mortgage product perfectly tailored to our needs and long-term goals.
Communication was impeccable, clear, consistent, and always reassuring. The level of care, consideration, and patience we received was truly first class.
Because of our work commitments, attending daytime appointments can be difficult. Roshan immediately accommodated this by arranging our first meeting outside normal working hours, something we genuinely valued. He never rushed us, took time to explain everything in detail, and left us feeling completely confident that HRFS had our best interests at heart.
Both Roshan and Emma exceeded all expectations. They worked with incredible efficiency and were able to secure us a mortgage offer far quicker than we ever imagined.
While I won’t go into the specifics of my circumstances, Roshan not only met every requirement, I can honestly say he exceeded them. He removed all the stress from what can be a complex and overwhelming process, making everything feel straightforward and manageable.
We cannot thank Roshan enough and would not hesitate for a second to return to HRFS for any future mortgage advice. Highly recommended.
  
 
      Posted on Google  
   
   Sun Seh 
 May 20, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Spoke to Roshan from HR in terms of wanting to source a mortgage for the purchase of my first home with my partner. Roshan was extremely knowledgable on the process, timelines and communicated excellently. Myself and my partner secured the best mortgage for ourselves from the offers available which were all broken down in detail. End to end we secured a mortgage, purchased a property and moved in within 4 months with the help of Roshan and HR FINANCIAL SERVICES.
  
 
      Posted on Google  
   
   Qasim Hussain 
 May 18, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Big thanks to roshan with the help of buying my first home. Top service from start to finish always kept me updated! Highly recommended!
  
 
      Posted on Google  
   
   sajjad hussain 
 May 18, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service provide by roshan to help me buy My first home in 2018 with alot of advice in every step and helping with any question that I did not understand very professional and so I again used roshan to help me with my remortgage to landlord  now in 2022 100% reconmmed to anyone  roshan excellent communication you can all him any time like a brother not your typical now help me to buy second property may 2026
  
 
      Posted on Google  
   
   M Dolinska 
 March 31, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful and brilliant with enquirers. Always look for best possible opportunities to help their clients. Helped me to get a property I thought was impossible. Definitely recommend 👍
  
 
      Posted on Google  
   
   Chris Kelly 
 March 17, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Really positive experience with Roshan on a complex purchase. The service was brilliant from start to finish

Strong Relationships With Mortgage Lenders Coventry

Years of working with the UK lending market gives us something a comparison site cannot match, namely real working relationships with the people who actually decide whether your application gets a yes. We deal regularly with the major high-street banks alongside building societies, challenger banks and specialist lenders that rarely advertise to the public. Those relationships matter. They give us a current read on which lenders are saying yes to which sort of borrower this week, a direct line to underwriters when an application has a quirk to it, and access to broker-only products and exclusive rates that simply are not available going direct. For you, that means a smoother application, fewer wasted credit searches and often a meaningfully better deal once fees, rates and flexibility are weighed up properly. If you want honest, experienced mortgage advice in Coventry, our advisers will put your case in the strongest possible position from the first conversation.

Experts In Mortgages & Insurance

100

Over £100 million in lending arrangements for landlords and investors

100

We’ve helped hundreds of individuals and businesses with their mortgages

Over 30 years of combined mortgage and insurance experience.